DarkNode/docs/BUSINESS_ONBOARDING.md

# Business Onboarding Guide
# NodeZero - Monero-Accepting Businesses

## 1. Business Requirements
- Active business license in Madeira
- Mesh verification application
- XMR/CashNet payment capability
- QR code POS setup
- On-ledger identity registration

## 2. Onboarding Steps
1. Apply via mesh (scan QR at any node)
2. Submit business documentation
3. Verify mesh identity
4. Install CashNet POS terminal
5. Configure payment settings
6. Begin accepting Monero payments

## 3. Fee Structure
| Category | Onboarding Fee | Yearly Fee | Transaction Fee |
|----------|---------------|-----------|----------------|
| Restaurant | EUR 50 | EUR 100 | 0.1% |
| Retail | EUR 50 | EUR 100 | 0.1% |
| Hotel | EUR 75 | EUR 150 | 0.1% |
| Healthcare | EUR 50 | EUR 75 | 0.15% |
| Tourism | EUR 50 | EUR 100 | 0.1% |
| Transport | EUR 50 | EUR 100 | 0.1% |
| Education | EUR 50 | EUR 50 | 0.1% |

## 4. Payment Flow
1. Customer presents / scans QR at POS
2. Payment routed via CashNet (instant)
3. Settlement to merchant wallet
4. On-ledger receipt for both parties
5. Service recorded on mesh ledger

## 5. Verification
- Mesh verification badge (on-ledger)
- Rating system via mesh reviews
- Periodic compliance checks
- Renewable verification annually

## 6. Supported Currencies
- Monero (XMR)
- CashNet (satoshis)
- USDC stablecoin
- EUR (auto-converted)

## 7. Business Benefits
- Lower transaction fees than credit cards
- Instant settlement
- On-ledger transaction history
- Mesh verification badge
- Treasury discount access
- Access to workforce platform

## 8. Contact
- Mesh office: mesh.local/business
- CashNet address: business@nodezero.funchal
- Portal: portal.nodezero.funchal/business