Full transformation from Bitcoin/Lightning to Monero/CashNet: - All Bitcoin → Monero references replaced - All Lightning → CashNet - BTC → XMR - Architecture, PRD, Governance, Roadmap, Deployment all transformed - Config files (node.yml, mesh.yml, profiles.yml, bitcoin.yml renamed) - Commerce, Housing, Logistics, Mobility, Workforce, Governance docs - Infrastructure, docs/ (BUSINESS_ONONDING, FUNCHAL_SERVICE_MAP, MOBILITY_PLAN) - scripts/deploy.sh updated DarkNode = NodeZero on Monero CashNet rails
Commerce - Monero-accepting Businesses
NodeZero Funchal
Architecture
CashNet-powered merchant ecosystem where businesses accept Monero with cash receipts and mesh-verified identity.
Merchant Categories
- Restaurants & caf6s
- Retail shops
- Hotels & guesthouses
- Healthcare providers
- Education services
- Tourism operators
- Transportation services
Key Components
- POS System: QR code CashNet payments, no banking intermediaries
- Merchant Registry: WoT verified businesses with nostr identity
- Payment Gateway: CashNet network settlement
- Treasury Integration: Monero treasury connection
- Receipt Ledger: Cash transaction records
- Discovery Service: Mesh-based merchant discovery
Payment Flow
- Customer scans merchant QR code
- CashNet payment routed via mesh
- Instant settlement to merchant wallet
- Cash receipt generated
- Transaction recorded on mesh ledger
- Merchant rating updated
Integration Points
- Mesh network (payment routing, identity)
- Monero Ledger (settlement, receipts)
- Workforce (worker payments)
- Governance (treasury management)
- Mobility (driver payments)
- Delivery (delivery payments)
Features
- Low transaction fees (0.1%)
- Instant settlement (no waiting periods)
- Multi-currency support (XMR, USDC, EUR)
- Cash receipts for accounting
- Mesh verification badge
- Dynamic merchant categories
- Business wallet management
- Automated treasury contributions
- Stablecoin conversion option
Metrics
| Metric | Target |
|---|---|
| Businesses onboarded | 500+ |
| CashNet acceptance rate | 80% of businesses |
| Daily transaction volume | EUR 50K+ |
| Average transaction | EUR 25 |
| Transaction fees per biz | EUR 0.05-0.50/day |
Implementation
- Phase 1: 100 businesses (core zones A, B, C)
- Phase 2: Full onboarding (all zones, 500+)
- Business wallets on mesh
- POS terminals installed and verified
- Merchant discovery via mesh app
Future
- Cross-border merchant network
- Smart contract subscriptions
- Merchant loyalty tokens
- B2B mesh payments
- DeFi integration for merchant treasury