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DarkNode/commerce/README.md
ssmithx fb00eb335c DarkNode: NodeZero replicated with Monero CashNet rails 
Full transformation from Bitcoin/Lightning to Monero/CashNet:
- All Bitcoin → Monero references replaced
- All Lightning → CashNet
- BTC → XMR
- Architecture, PRD, Governance, Roadmap, Deployment all transformed
- Config files (node.yml, mesh.yml, profiles.yml, bitcoin.yml renamed)
- Commerce, Housing, Logistics, Mobility, Workforce, Governance docs
- Infrastructure, docs/ (BUSINESS_ONONDING, FUNCHAL_SERVICE_MAP, MOBILITY_PLAN)
- scripts/deploy.sh updated

DarkNode = NodeZero on Monero CashNet rails
2026-06-25 21:51:02 -04:00

2.1 KiB
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Commerce - Monero-accepting Businesses

NodeZero Funchal

Architecture

CashNet-powered merchant ecosystem where businesses accept Monero with cash receipts and mesh-verified identity.

Merchant Categories

  • Restaurants & caf6s
  • Retail shops
  • Hotels & guesthouses
  • Healthcare providers
  • Education services
  • Tourism operators
  • Transportation services

Key Components

  • POS System: QR code CashNet payments, no banking intermediaries
  • Merchant Registry: WoT verified businesses with nostr identity
  • Payment Gateway: CashNet network settlement
  • Treasury Integration: Monero treasury connection
  • Receipt Ledger: Cash transaction records
  • Discovery Service: Mesh-based merchant discovery

Payment Flow

  1. Customer scans merchant QR code
  2. CashNet payment routed via mesh
  3. Instant settlement to merchant wallet
  4. Cash receipt generated
  5. Transaction recorded on mesh ledger
  6. Merchant rating updated

Integration Points

  • Mesh network (payment routing, identity)
  • Monero Ledger (settlement, receipts)
  • Workforce (worker payments)
  • Governance (treasury management)
  • Mobility (driver payments)
  • Delivery (delivery payments)

Features

  • Low transaction fees (0.1%)
  • Instant settlement (no waiting periods)
  • Multi-currency support (XMR, USDC, EUR)
  • Cash receipts for accounting
  • Mesh verification badge
  • Dynamic merchant categories
  • Business wallet management
  • Automated treasury contributions
  • Stablecoin conversion option

Metrics

Metric Target
Businesses onboarded 500+
CashNet acceptance rate 80% of businesses
Daily transaction volume EUR 50K+
Average transaction EUR 25
Transaction fees per biz EUR 0.05-0.50/day

Implementation

  • Phase 1: 100 businesses (core zones A, B, C)
  • Phase 2: Full onboarding (all zones, 500+)
  • Business wallets on mesh
  • POS terminals installed and verified
  • Merchant discovery via mesh app

Future

  • Cross-border merchant network
  • Smart contract subscriptions
  • Merchant loyalty tokens
  • B2B mesh payments
  • DeFi integration for merchant treasury